At the American Bankruptcy Institute's Consumer Bankruptcy Forum, Professor Robert Lawless spoke about new research that focused on racial disparities in the consumer bankruptcy system. As quoted in a WSJ Pro Bankruptcy article, Lawless said:

"Several studies focused on racial disparities in the consumer bankruptcy system also found that Black people make up a higher percentage of debtors across the bankruptcy system compared with the total population. The racial disparity between chapter 13 filers remains even after controlling for factors, such as a prior bankruptcy history, assets, income and debt."

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