ACE 445: Intermediate Personal Financial Planning
This course covers financial planning philosophies, techniques, and procedures. Students will utilize case studies and problem-solving activities to construct financial plans for individuals and families in various life cycle stages and family structures.
Prerequisites (Must be complete BEFORE taking this course):
ACE 240, ECON 302, and junior standing or consent of instructor; FIN 230 or ACE 398RM is recommended
Instructor Teaching the Course:
This course is taught by the instructor below. You may click on their name to learn more about them. Teaching schedules vary by semester. Please check the Course Explorer for the most up-to-date information about the sections they will teach.
Past Course Syllabi:
The following syllabi are from past semesters and should be used solely as a guide for the information covered in the course and to observe the general structure of the course. Instructors have the right to change the course for future terms. Please refer to the course syllabus distributed on the first day of class.
View the Course Explorer:
See when the course is offered as well as section details here: https://courses.illinois.edu/schedule/terms/ACE/445
Fall 2018 Restrictions
Restricted to students with Junior or Senior class standing.
Additional Course Information
Read more about what Dr. Lemoine has to say about ACE 445!
Is this class discussion-based or lecture-based? How would you describe your teaching style?
This class is a collaborative experience between faculty and students. The first month of the class tends to be lecture based, but as we develop it becomes a place for financial planning conversations. The class is intended to deepen students understanding of personal financial planning, both as an art and science.
How are students evaluated (e.g. multiple choice or essay tests, papers, etc.)?
Intermediate Financial Planning requires completing eight projects over the semester. These projects coincide with lectures and build to a final project at the end of the semester.
What careers does this course help prepare students to pursue?
This course helps students prepare for careers in personal financial planning. The field provides a broad range of opportunities. This course will help prepare a student interested in working as an investment advisor, wealth manager, insurance agent and certified financial planning professional.
What courses can students take to prepare for this material?
Complete or introduction to financial planning offering - ACE240 - before this course. A class in economics (ECO302) will also help you for the journey ahead.
In what ways does this course prepare students to move through the program and/or into the work force?
This course is a bridge between our introductory course (ACE240) and financial planning capstone course (ACE440). All three teach financial planning theory and application at different levels, and build on one another.
What is your background in Agricultural and Consumer Economics?
Financial planning is an applied branch of consumer economics. I hold a doctorate in financial planning from Texas Tech University and have worked in the field for just over twenty years.
What is your attendance policy?
This class uses some game theory to keep everyone honest. Students are not required to attend, however extra credit is given to attending students on days the entire class has read and is prepared for discussions. Those not attending will miss out.