Back to School - College & Credit
Going back to college means it’s time to evaluate credit cards and financing options for students and families. We break down the different tools available (and their short- and long-term impacts) in this episode of Making Cents of Money.
Relevant Links
Unbiased sources of consumer education from the CFPB:
Previous Making Cents of Money episodes on Credit:
Get Savvy Webinars
Legislation related to Credit Cards:
Research on Credit Use:
- Blankson, C., Paswan, A., & Boakye, K. G. (2012). College students’ consumption of credit cards. International Journal of Bank Marketing, 30(7), 567-585.
- D’innocenzio, A., & Lewis, C. (2024, July 30). Stores lure back-to-school shoppers with deals and “buy now, pay later” plans. AP News.
- Hayhoe, C., Leach, L. J., Allen, M., & Edwards, R. (2005). Credit cards held by college students. Journal of Financial Counseling and Planning, 16(1).
- Shupe, C., Li, G., & Fulford, S. (2023). Consumer Use of Buy Now, Pay Later Insights from the CFPB Making Ends Meet Survey. Consumer Financial Protection Bureau Office of Research Reports Series, (23-1).
