The State Department of Central Management Services (CMS) has announced that the Fiscal Year (FY) 2027 Benefit Choice enrollment period will begin May 1 and end June 1, 2026.
If you do not want to change health, dental, life or dependent coverage, your current elections will continue. We encourage you to confirm that your preferred providers participate in your chosen health plan each year. Note: You must enroll or re-enroll in Flexible Spending Accounts and Health Savings Accounts each year.
Benefit Choice FY 2027 Changes
- Employee Premiums for Health and Dental
- Employee salary bands and associated employee costs have been changed. Refer to your salary bands to see how your premiums may have changed.
- Health plan premiums will be based on your annual salary as of March 1, 2026, and the health plan you select during this Benefit Choice Period. Part-time employees also pay a percentage of the State contribution, based upon the percentage of your appointment.
- Dependent health plan premiums are increasing $4 a month.
- Copayment costs for some health services will increase.
- Employee dental plan premiums are increasing $1 a month for employee only and $2 a month for dependents.
- Health Plans available in your home or work county may have changed.
- Use the Health Plan Map to verify that your chosen plan is available in your home or work county. Ensure that your providers are covered under the plans you choose.
- If your current plan is no longer available, you MUST make a plan choice during Benefit Choice to avoid defaulting to the Quality Care Health Plan.
- Medical Care Assistance Plan (MCAP)
- FY2027 contribution limit increased to $3,400.
- The rollover of any unused FY2026 funds into FY2027 is limited to $660 for participants that re-enroll.
- Dependent Care Assistance Plan (DCAP)
- FY2027 contribution limit increased to $7,500.
- Any unused DCAP funds at the end of the plan year will be forfeited.
- Health Savings Account (HSA) employee and employer contribution limits will increase. The limit depends on age and individual or family enrollment. See page 9 of the Benefit Choice Booklet for the limits.
- Effective July 1, 2026, employees may be eligible to add a parent or stepparent to their insurance. Inquiries should be directed to MyBenefits for guidance on eligibility requirements to qualify as a dependent.
- New Health Advocate Service available starting May 1, 2026.
- BeWell Total Wellbeing Service launching on July 1, 2026; additional details will be shared soon.
- See instructions to access MyBenefits.
- If you registered a while ago, you may need to reset your password. To reset or to recover your password, choose Forgot My Password on the MyBenefits Login page.
- Documentation required for adding dependents must be uploaded by June 11, 2026.
Benefit Choice is your one chance per year (unless you experience a qualifying event) to:
- Change State health and life insurance coverage
- Opt into or out of the State health plan
- Opt into or opt out of the State dental plan
- Part-time employees may waive or elect coverage
- Add or drop dependents. (documentation is required when adding dependents)
- Effective July 1, 2026, employees may be eligible to add a parent or stepparent to their insurance. Inquiries should be directed to MyBenefits for guidance on eligibility requirements to qualify as a dependent. A tax return will be required.
- Enroll or re-enroll in the Health Savings Account (HSA) employee contribution as a companion to Consumer Driven Health Plan (CDHP). You may not enroll in both an HSA and MCAP.
- Enroll or re-enroll in Flexible Spending Accounts (FSAs).
- Re-enrollment is not automatic! You must re-enroll in Dependent Care Assistance Plan (DCAP) and/or Medical Care Assistance Plan (MCAP) to continue your pre-tax savings.
- Your enrollment in DCAP and/or MCAP is for the period of July 1, 2026 to June 30, 2027.
Resources and Assistance
Reference materials including the Benefit Choice booklet are available on the Benefit Choice web page at https://go.uillinois.edu/BenefitChoice
CMS is offering Benefit Choice Fairs throughout the month of May. See page 16 of the Benefit Choice Booklet for the dates and times. We encourage you to carefully consider the available options to choose the plan that best fits both your health and financial needs.
For State of Illinois (CMS) benefits and help with logging in, enrolling, or making changes, contact the MyBenefits Service Center. You can also make State benefit changes by phone if you do not have computer or Internet access. Bilingual customer representatives are available:
- Phone: 844-251-1777 or TDD/TTY 844-251-1778
- Hours: 8:00 a.m. – 6:00 p.m. CT Monday through Friday
For other benefits or questions about benefit eligibility, please review the information on the System HR Services website or contact University Payroll & Benefits.
The security of your personal information is important. When we ask you to login or make updates, you can always check the System HR Services website to view this message and confirm it is legitimate.
