If you have student loans or teach about how to manage them, you know how difficult it can be to explain repayment options.
With the new changes going into effect from the OBBBA, several organizations have been hard at work to help make decisions easier for Federal student loan borrowers. Whether you borrowed your loans long ago or are new to borrowing, this tool can help you identify your repayment options. AccessLex Institute, a nonprofit focused on increasing access to law school, created a decision tree [pdf] to help borrowers navigating repayment options.
Remember, Federal student loans do not have the same provisions as private student loans, so it's critical to understand what you have to determine the best route to repayment. You can learn more about loans through our Know What You Owe and Student Loans pages.
AI Use Disclosure. Portions of this content were generated with assistance from Claude (Anthropic, 2024), an artificial intelligence language model. The author reviewed, edited, and verified the accuracy of the information prior to publication.
