Premiums are based on age and/or salary. Any changes of premium due to age and/or salary will occur annually in December.
- For bi-weekly paid employees, any change to University LTD Plan premiums will be effective with the December 3, 2025, paycheck. 
 - For monthly paid employees, any change to University LTD Plan premiums will be effective with the December 16, 2025, paycheck. 
 
Benefit
The University LTD plan with Prudential is a supplement to the SURS Disability plan. Your SURS disability benefit is 50% of your monthly pre-disability earnings for qualifying disabilities. When also enrolled in the University plan, the benefit increases to 66.67% (50% SURS + 16.67% University). If there are no disability benefits under SURS, then the University plan benefit is 66.67% of your monthly salary for qualifying disabilities. The maximum monthly benefit with the University plan is $12,000. 
Questions?
Additional plan information is available at Systems HR Services. Contact your campus UPB office with any questions.