During the FY 2027 Benefit Choice period, employees will need to access MyBenefits if they would like to make any changes.
Benefit Fairs
Benefit fairs will be offered this year from 9 a.m. to 4 p.m. on two separate occasions listed below. CMS will have two identical presentations at 10 a.m. and 2 p.m. Representatives from the State of Illinois insurance vendors will be in attendance.
- May 6 at the iHotel - 1900 S. 1St Street, Champaign, IL 61821, in the Quad/Alma Mater Room and Technology Room
- May 20 at the UIC Student Center East Tower 6th Fl. Rooms 603, 605, and 613, 710 S. Halsted, Chicago, IL 60628
Additional dates and locations, along with a recording of the Benefit Choice Member Fair, can be found on the CMS Website.
Changes for FY2027
- Annual salary bands and rates have changed this year, affecting the full-time premiums. Please see the chart on page 3 in the Benefit Choice Option Booklet for changes.
- Part-time premiums are increasing as of July 1. New premiums will be available in MyBenefits on May 1.
- Depending on the plan, some co-payments are increasing.
- Out-of-pocket maximums are not changing.
- MCAP maximum contribution is increasing to $3,400. The rollover of unused FY27 funds will be capped at $680.
- DCAP maximum contribution is increasing to $7,500. Any unused DCAP funds at the end of the plan year will be forfeited.
- HSA maximum employee contributions are increasing. They are:
Individual, under age 55 - $3,833.33
Family, under age 55 - $7,616.66
Individual, age 55 and over - $4,833.33
Family, age 55 and over - $8,616.66 - HSA maximum employer contributions are:
Individual, under age 55 - $566.67
Family, under age 55 - $1,133.34
Individual, age 55 and over - $566.67
Family, age 55 and over - $1,133.34
Reminders for FY2027
- It is your responsibility to confirm that your physicians and medical facilities (including hospital services) are included in your current health plan. Please review the coverage map in the Benefits Choice Options Booklet to verify what health plans are available in your area. Providers that were previously included in your plan may not be included in the new plan year.
- If you do not want to make changes to your health, dental, or life insurance coverage, you do not need to do anything, however it is recommended that you review your current elections each year.
- The exception is the enrollment or re-enrollment in the Medical Care Assistance Plan (MCAP), Dependent Care Assistance Plan (DCAP), and Health Savings Account (HSA). MCAP, DCAP, and HSA are the only plans that require re-enrollment every year. For HSA accounts, you will need to set up an account with Optum Financial.
- The current FY26 MCAP plan year is eligible to rollover up to $660 into the new FY27 plan year. You must re-enroll in MCAP to be eligible for the rollover.
- If you were previously enrolled in CDHP/HSA and elected the employer contribution, that election will automatically be re-enrolled each year. However, you must make your employee contribution elections for the next plan year.
- Documentation is required to add dependents to health insurance.
- Submit the required documentation by either uploading the document(s) as one combined file, at MyBenefits.illinois.gov, by June 11, 2026.
- Scan the documents into an allowable file type: (PDF, JPEG, GIF, PNG, BMP, or TIFF)
- Login at MyBenefits.illinois.gov, go to the Your Benefits box, select Self-Service Tools, then Upload Required Documents.
- To ensure you receive your insurance cards, verify your mailing address is correct in MyBenefits. If an address update is needed, log in to MyUI Info and update your mailing address.
- Benefit Choice elections or changes made during May 1 through June 1, 2026, are effective July 1, 2026.
MyBenefits Service Center Contact Information
Phone: 844-251-1777 or TTY 844-251-1778
Hours: 8 a.m. to 6 p.m. CT Monday through Friday
Mailing Address: P.O. Box 9927, Providence, RI, 02940-4027
