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SMMC News & Events Blog
This blog highlights news, events, and informative articles on personal finance from University of Illinois System's Student Money Management Center. Feel free to navigate to different categories with the list of topics on the right or search for a specific topic next to the view all link below.
Budgets

blog posts

  • Budgeting for a Week white text on photo of printed graphs and charts with a calculator

    Budgeting for a Week: A Realistic Approach

    Nov 8, 2024 4:00 pm59 views

    Budgeting empowers you to work toward reasonable financial goals, keeping you from overspending and accruing debt. Explore steps you can take this week to start building a budgeting habit.

  • Saving Money on Holiday Travel text over photo of a toy plane and gift on pink table

    Podcast: Saving Money on Holiday Travel

    Nov 6, 2024 8:00 am21 views

    In episode 97 of Making Cents of Money, Andrea and Kimber discuss a variety of ways to save on travel during the holidays (and beyond)! 

  • Zombie Properties & Mortgages

    Podcast: Zombie Properties & Mortgages

    Oct 22, 2024 12:00 pm7 views

    In episode 96 of Making Cents of Money, Kari Beyer from IDFPR's Division of Banking is back to discuss the dangers of zombie mortgages and zombie properties in this special halloween-themed edition. 

  • Basic Needs & Needs Insecurity

    Podcast: Basic Needs & Needs Insecurity

    Oct 7, 2024 12:00 pm9 views

    In episode 95 of Making Cents of Money, basic needs and needs security and some adjacent terms, like financial fragility, are discussed by our co-hosts, Kimber and Andrea.

  • Searching for Part-Time Jobs as a Student

    Sep 30, 2024 5:00 pm24 views

    Searching for part-time work? In order to land that side hustle, it helps to know where to go, how to prepare your application materials, and what to ask when it comes to the interviewing process.

  • Podcast: Cost of Living

    Sep 24, 2024 12:00 pm29 views

    In episode 94 of Making Cents of Money, Andrea and Kimber discuss the cost of living and why it matters when comparing costs and how far your dollars will go if you relocate.

  • Money, Stress, and Bad Habits

    Webinar Recording: Money, Stress, & Bad Habits

    May 1, 2024 1:00 pm4 views

    Understand the connection between money, stress, and bad habits. Learn strategies to manage stress, break free from detrimental financial behaviors, and cultivate a healthier relationship with money.

  • Student Loan Management

    Webinar Recording: Student Loan Management

    Apr 3, 2024 1:00 pm2 views

    Learn how to navigate your student loan journey. Understand crucial terms, tips, and tools for managing your education debt.

  • Save Money on Food

    Webinar Recording: Save Money on Food

    Mar 6, 2024 1:00 pm0 views

    Hungry for savings? Uncover tricks for affordable dining. Say goodbye to overspending and hello to tasty savings. 

  • Money in Your Entrepreneurial Pursuit

    Webinar Recording: Money In Your Entrepreneurial Pursuit

    Jan 24, 2024 1:00 pm1 views

    Master your finances as an entrepreneur. Learn best practices for money management while building your business.

  • Your Financial Tool Chest

    Webinar Recording: Your Financial Tool Chest

    Dec 6, 2023 1:00 pm1 views

    Unlock the power of financial tools! Explore the best services for your goals, safety, and cost-efficiency.

  • Don't Get Phished: Avoid Scams & Fraud

    Webinar Recording: Don't Get Phished

    Nov 8, 2023 1:00 pm1 views

    Stay one step ahead of scams and fraud! Learn ways to protect yourself, recognize identity theft, and take action if affected.  

  • Spooked by Spending Plans?

    Webinar Recording: Spooked by Spending Plans?

    Oct 11, 2023 1:00 pm4 views

    Discover spending motivations and find money management tools that work for you to face your financial fears.

  • Magnifying glass over newspaper focusing on Interest Rates with white text that reads "The Impact of Compound Interest"

    Podcast: The Impact of Compound Interest

    Sep 20, 2023 12:00 pm17 views

    In episode 70 of Making Cents of Money, The Impact of Compound Interest, Andrea and Nikki explore the complicated relationship we can have with compound interest when it comes to accomplishing financial goals.

  • Man smiling while holding paycheck. White text reads "Understanding Your Paycheck"

    Podcast: Understanding Your Paycheck

    Sep 5, 2023 12:00 pm42 views

    In episode 69 of Making Cents of Money, Understanding Your Paycheck, Nikki and Andrea talk about something you're bound to love: your paycheck!

  • The Financial Impact of Digital Illiteracy

    Podcast: The Financial Impact of Digital Illiteracy

    Aug 23, 2023 12:00 pm47 views

    In episode 68 of Making Cents of Money, The Financial Impact of Digital Illiteracy, Andrea and Nikki explore the financial implications of digital Illiteracy in our digital age.

  • Podcast: Financial Planner vs AI

    Jul 12, 2023 12:00 pm29 views

    In episode 65 of Making Cents of Money, Financial Planner vs AI, we discuss the pros and cons of using Artificial Intelligence language model, ChatGPT, to answer financial planning questions with the help of Donovan Sanchez, CFP®.

  • Saving Up for a Side Hustle

    May 12, 2023 1:00 pm48 views

    To complement our Side Hustles & Small Businesses webinar from last fall, we wanted to share some tips on saving up for starting a small business.

  • Tax Filing 101: Forms & Facts You Need to Know

    Mar 10, 2023 5:00 pm673 views

    As we get closer to the tax filing deadline for the United States, it is important to knwo the intricacies and important forms for filing taxes.

  • Wealth Building as a Balancing Act text over image of hand holding a balanced scale

    Podcast: Wealth Building as a Balancing Act

    Jan 19, 2023 12:00 pm49 views

    In episode 55 of Making Cents of Money, Donovan Sanchez from University of Illinois' Financial Planning program talks about wealth building as a balancing act.

  • Financial Resolutions white text over image of a 2023 flatlay with notebook and coffee

    Podcast: Financial Resolutions!

    Dec 14, 2022 12:00 pm25 views

    In episode 54 of Making Cents of Money, Nikki & Andrea talk about some recent changes in setting new years resolutions and how to make finances part of your goals for 2023.

  • airplane in sky over palm trees

    Podcast: Revisiting Travel

    Nov 23, 2022 12:00 pm72 views

    In episode 53 of Making Cents of Money, Andrea & Nikki discuss a few updates to consider when traveling before re-airing the Time to Travel podcast from July 2021.

  • Quote from Oprah Winfrey: “Be thankful for what you have; you’ll end up having more. If you concentrate on what you don’t have, you will never, ever have enough.”

    Gratitude & Personal Finances

    Nov 18, 2022 3:45 pm107 views

    There are so many things to be grateful for in this life. As we go into the holiday season, in this article we will discuss about how gratitude impacts our finances. 

  • Inflation: When Prices Rise - Get Savvy Webinar Recording

    Sep 28, 2022 1:00 pm12 views

    Learn about how inflation impacts individual consumers by watching this webinar recording from September 28 2022.

  • Podcast: Shopping for Appliances

    Jul 8, 2022 12:00 pm15 views

    In episode 44 of Making Cents of Money, Nikki and Andrea talk about shopping for appliances, and they've focused on times when it may be a surprise shopping need!

  • Student Loan Repayment - Get Savvy Webinar Recording

    May 18, 2022 1:00 pm0 views

    Learn about managing student loan repayment once it restarts and the limited time PSLF waiver by watching this webinar recording from May 18, 2022.

  • Podcast: Protecting Pets

    May 10, 2022 12:00 pm30 views

    In episode 39 of Making Cents of Money, Protecting Pets, Andrea, Jake, and Nikki discuss pet insurance and other ways to handle the financial risk of vet bills for our pets with Presley Fee, Digital Financial Planning Program Coordinator at University of Illinois Urbana-Champaign.

  • Podcast: Mortgages

    Apr 14, 2022 12:00 pm24 views

    In episode 38 of Making Cents of Money, Renting!, Andrea, Jake, and Nikki interview IDFPR's Anti-Predatory Lending Database Director, Kari Beyer, about the ins and outs of mortgages.

  • Buying vs Renting a Home - Get Savvy Webinar Recording

    Apr 13, 2022 1:00 pm5 views

    Explore the differences between renting & buying and what to consider when deciding what's best for your situation by watching this webinar recording from April 13, 2022.

  • Financial Emergency Preparedness - Get Savvy Webinar Recording

    Mar 30, 2022 1:00 pm2 views

    Discover tools to help you prepare for dealing with potential financial emergencies by watching this webinar recording from March 30, 2022.

  • Podcast: Renting!

    Mar 30, 2022 12:00 pm17 views

    In episode 37 of Making Cents of Money, Renting!, Andrea, Jake, and Nikki discuss the basic steps and what to watch for when renting a place to live.

  • Podcast: Buying a Home!

    Mar 16, 2022 12:00 pm32 views

    In episode 36 of Making Cents of Money, Buying a Home!, Andrea, Jake, and Nikki explain terminology, tools, and the basics steps of buying a home.

  • Podcast: Employment

    Feb 23, 2022 12:00 pm22 views

    In episode 35 of Making Cents of Money, Employment, Andrea, Jake, and Nikki continue the podcast series on economic indicators by discussing metrics related to employment.

  • Money in Relationships - Get Savvy Webinar Recording

    Feb 9, 2022 1:00 pm2 views

    Explore methods of communicating and managing money in relationships by watching this webinar recording from February 8, 2022.

  • Podcast: Gross National Happiness

    Feb 9, 2022 12:00 pm12 views

    In episode 34 of Making Cents of Money, Gross National Happiness, Jake and Nikki discuss an alternative metric to Gross Domestic Product that some countries use to help monitor the health of their economies called Gross National Happiness.

  • Podcast: Establishing a Vision for Your Life

    Jan 20, 2022 12:00 pm37 views

    In episode 33 of Making Cents of Money, Establishing a Vision for Your Life, Andrea, Nikki, and Jake talk to Donovan Sanchez, CFP and instructor of financial planning at University of Illinois Urbana Champaign about making meaningful money choices that allow you to live life now and make progress towards the future.

  • Podcast: Gross Domestic Product (GDP)

    Dec 22, 2021 12:00 pm29 views

    In episode 32 of Making Cents of Money, Gross Domestic Product (GDP), Andrea, Nikki, and Jake explain Gross Domestic Product as part of an ongoing mini series on economic indicators. 

  • Podcast: Financial Security and Stress

    Dec 8, 2021 12:00 pm74 views

    In episode 31 of Making Cents of Money, Financial Security and Stress, Andrea, Nikki, and Jake talk about statistics related to both financial security and stress and tips to deal with them.

  • Podcast: Inflation

    Nov 17, 2021 12:00 pm17 views

    In episode 30 of Making Cents of Money, Inflation, Jake, Nikki, and Andrea discuss what inflation is as one of many metrics to gauge how an economy is doing and how it impacts our spending power as consumers.

  • Podcast: Tackling Insurance! (Part 2)

    Nov 3, 2021 12:00 pm16 views

    In episode 29 of Making Cents of Money, Tackling Insurance! (Part 2), Nikki and Jake talked with Laura Pellikan from the Illinois Department of Insurance about the basics of health insurance and ways you can get covered.

  • Podcast: Tackling Insurance! (Part 1)

    Oct 20, 2021 12:00 pm32 views

    In episode 28 of Making Cents of Money, Tackling Insurance! (Part 1), Deputy Director of Consumer Education & Protection at the Illinois Department of Insurance, Patrice Dziire, talked to us about auto, home, renters, and life insurance. 

  • Podcast: Student Loan Update

    Oct 6, 2021 12:00 pm12 views

    In episode 27 of Making Cents of Money, Student Loan Update, Jake and Nikki gave a quick update on the state of federal student loans.

  • Podcast: Emergency Funds

    Sep 16, 2021 12:00 pm31 views

    In episode 26 of Making Cents of Money, Emergency Funds, Jake, Nikki, and Andrea discuss the value of building emergency funds and a few ways to get started.

  • Podcast: Choosing a Financial Professional

    Sep 1, 2021 12:00 pm52 views

    In episode 25 of Making Cents of Money, Choosing a Financial Professional, Andrea, Jake, and Nikki talk to Kathy Sweedler from University of Illinois Extension about type of financial professionals, credentials, and how to choose one that best meets your needs.

  • Podcast: Cryptocurrencies

    Aug 18, 2021 3:00 pm24 views

    In episode 24 of Making Cents of Money, Cryptocurrencies, Andrea, Jake, and Nikki talk to Professor Lamont Black from DePaul University about cryptocurrencies, discussing everything from the blockchain technology behind them to their utility in the world of fintech.

  • Podcast: Money Personalities & Financial Well-being

    Aug 4, 2021 11:00 am52 views

    In episode 23 of Making Cents of Money, Money Personalities & Financial Well-being, Andrea, Jake, and Nikki discuss several financial personality inventories and the CFPB's financial well-being scale as tools to better understand financial values, habits, and internal feelings around money.

  • Woman sitting in car smiling and holding up a car key

    Podcast: Buying a Car!

    Jul 21, 2021 12:00 pm21 views

    In episode 22 of Making Cents of Money, Buying a Car!, Nikki, Andrea, and Jake explain the true costs of car ownership as well as the terms and tools to know about before you buy your next vehicle.

  • Podcast: Time to Travel!

    Jul 7, 2021 12:00 pm32 views

    In episode 21 of Making Cents of Money, Time to Travel!, Nikki, Andrea, and Jake discuss travel aspirations, goals, and tips for planning a trip to help you make your next dream vacation a reality.

  • Podcast: Budgeting

    Jun 17, 2021 12:00 pm108 views

    In episode 20 of Making Cents of Money, Budgeting, Nikki, Andrea, and Jake cover a few of the most popular budgeting (or spending plan, if you prefer) methods to help you think about building a financial plan.

  • Title slide for How to Save Money on Food with icons of groceries like milk, corn, cans, eggs, etc.

    Save Money on Food - Get Savvy Webinar Recording

    Feb 24, 2021 1:00 pm1 views

    At the end of a busy day, when you’re hungry and tired, do you go home knowing you’re all set to prepare a tasty, healthy dinner?  Are you happy with how much money you spend on food? Would you like to learn some tricks for eating well for less money?  If any of these questions resonate with you, then How to Save on Food is the educational opportunity for you!