blog posts Budgeting for a Week: A Realistic Approach Nov 8, 2024 4:00 pm59 views Budgeting empowers you to work toward reasonable financial goals, keeping you from overspending and accruing debt. Explore steps you can take this week to start building a budgeting habit. Podcast: Saving Money on Holiday Travel Nov 6, 2024 8:00 am21 views In episode 97 of Making Cents of Money, Andrea and Kimber discuss a variety of ways to save on travel during the holidays (and beyond)! Podcast: Zombie Properties & Mortgages Oct 22, 2024 12:00 pm7 views In episode 96 of Making Cents of Money, Kari Beyer from IDFPR's Division of Banking is back to discuss the dangers of zombie mortgages and zombie properties in this special halloween-themed edition. Podcast: Basic Needs & Needs Insecurity Oct 7, 2024 12:00 pm9 views In episode 95 of Making Cents of Money, basic needs and needs security and some adjacent terms, like financial fragility, are discussed by our co-hosts, Kimber and Andrea. Podcast: Cost of Living Sep 24, 2024 12:00 pm29 views In episode 94 of Making Cents of Money, Andrea and Kimber discuss the cost of living and why it matters when comparing costs and how far your dollars will go if you relocate. Facilitator Guide - How to Throw a Webinar Watch Party Jun 11, 2024 10:00 am16 views We aren't able to accommodate workshops by request, but we have dozens of webinar recordings on YouTube and plan new, live webinars each academic year on different financial topics. You can empower your peers or students with increased financial knowledge by throwing a webinar watch party. Podcast: Lines of Injustice: What is Redlining? May 6, 2024 12:00 pm63 views In episode 83 of Making Cents of Money, Lines of Injustice: What is Redlining?, DFPR Secretary Mario Treto, Jr. discusses the topic of redlining and how it leads to disparities for generations. Webinar Recording: Money, Stress, & Bad Habits May 1, 2024 1:00 pm4 views Understand the connection between money, stress, and bad habits. Learn strategies to manage stress, break free from detrimental financial behaviors, and cultivate a healthier relationship with money. Podcast: Free Financial Education Resources for Illinois Residents Apr 22, 2024 12:00 pm26 views In episode 82 of Making Cents of Money, Free Financial Education Resources for Illinois Residents, Maggie Owen from the Illinois State Treasurer's Office joins us to discuss all the financial education programs Illinois has for residents. Podcast: April 30th Student Loan Deadline Apr 8, 2024 12:00 pm33 views In episode 81 of Making Cents of Money, April 30th Student Loan Deadline, we discuss a critical deadline for FFEL, Perkins, or Health Education Assistance Loans (HEAL) borrowers on income-driven repayment (IDR) plans. Webinar Recording: Student Loan Management Apr 3, 2024 1:00 pm2 views Learn how to navigate your student loan journey. Understand crucial terms, tips, and tools for managing your education debt. Podcast: Building Wealth After Graduation Mar 25, 2024 12:00 pm73 views In episode 80 of Making Cents of Money, Building Wealth After Graduation, Donovan Sanchez returns to talk about how to navigate juggling multiple goals during the transition to life after college. Podcast: What Happens When a Bank Fails? Mar 11, 2024 12:00 pm13 views In episode 79 of Making Cents of Money, What Happens When a Bank Fails?, Chicago City Comptroller and former Illinois Director of Banking, Chasse Rehwinkel joins us to discuss recent incidents of bank failure and how these differed from others in history. Webinar Recording: Save Money on Food Mar 6, 2024 1:00 pm0 views Hungry for savings? Uncover tricks for affordable dining. Say goodbye to overspending and hello to tasty savings. Podcast: Is Crypto the Wild West? Feb 26, 2024 12:00 pm13 views In episode 78 of Making Cents of Money, Is Crypto the Wild West?, David DeCarlo and Jake Hamilton join us to discuss what regulation does and does not exist for consumers regarding crypto. Podcast: Tax Talk Feb 9, 2024 12:00 pm9 views In episode 77 of Making Cents of Money, Tax Talk, Andrea and Nikki talk tax... forms, terms, and more as the April 15 federal tax deadline approaches. Podcast: What is Crypto Anyway? Jan 29, 2024 12:00 pm14 views In episode 76 of Making Cents of Money, What is Crypto Anyway?, Jake Hamilton, a previous podcast co-host, comes back to provide an overview of how crypto works and what the future looks like for this financial technology. Webinar Recording: Money In Your Entrepreneurial Pursuit Jan 24, 2024 1:00 pm1 views Master your finances as an entrepreneur. Learn best practices for money management while building your business. Podcast: Setting & Prioritizing Financial Goals Dec 20, 2023 12:00 pm78 views In episode 75 of Making Cents of Money, Setting & Prioritizing Financial Goals, Nikki and Andrea discussed several strategies for setting, prioritizing, and re-prioritizing financial goals... just in time for the new year! Webinar Recording: Your Financial Tool Chest Dec 6, 2023 1:00 pm1 views Unlock the power of financial tools! Explore the best services for your goals, safety, and cost-efficiency. Behavioral Economics: Five Ways to Shift Your Habits Nov 8, 2023 4:00 pm125 views When considering decision-making in terms of your finances, it’s important to understand behavioral economics so we can develop healthier spending habits and save money along the way. Talking to Family About Money During Holidays Nov 1, 2023 8:00 am36 views As the holidays are coming in, you are probably thinking of the trips, events, food, and gifts that come with it. However, this holiday, you may consider having a conversation with your family about how the pressures of this season can affect your resources (financial or otherwise). Webinar Recording: Spooked by Spending Plans? Oct 11, 2023 1:00 pm4 views Discover spending motivations and find money management tools that work for you to face your financial fears. Refinancing an International Education Loan in the United States Sep 28, 2023 10:00 am152 views Suhas Vetri Annamalai, SMMC Support Specialist and student at University of Illinois Urbana-Champaign's Gies College of Business, discusses multiple factors to consider when deciding if refinancing your international student loan in the U.S. is the right choice for you. Webinar Recording: Read Before You Sign Sep 6, 2023 1:00 pm0 views Get savvy about renting & leasing! Understand your rights & responsibilities when it comes to renting a place to live. Breaking a Rental Lease in Illinois Sep 1, 2023 5:15 pm605 views Kwabena Sarfo Adjei, SMMC Support Specialist and LLM student at University of Illinois Urbana-Champaign's College of Law, describes how he was able to get out of his rental lease after finding the rental property did not meet his expectations. Podcast: The Financial Impact of Digital Illiteracy Aug 23, 2023 12:00 pm47 views In episode 68 of Making Cents of Money, The Financial Impact of Digital Illiteracy, Andrea and Nikki explore the financial implications of digital Illiteracy in our digital age. Decreasing Borrowing While in School Aug 14, 2023 1:30 pm35 views Student loans can be a valuable tool for increasing access to higher education, but it does come with a cost. Learn how to limit those costs while in school so you decrease future costs of compounding interest. Funding a College Education Aug 11, 2023 1:30 pm37 views Funding your education can be a daunting task, but there are many tools to help students and their families cover the cost of a college education. Financial Aid Notifications: Cost of Attendance is Estimated Aug 9, 2023 1:30 pm51 views Financial aid notifications, or award letters, contain valuable information that help you understand the costs of college. However, it's important to remember that Cost of Attendance is an estimate. Identifying Expenses: Fixed, Flexible, or Occasional? Aug 7, 2023 1:30 pm478 views If you're looking for a better understanding of how to categorize expenses in your budget or spending plan, explore the differences between fixed, flexible, and occassional costs. Podcast: Financial Planner vs AI Jul 12, 2023 12:00 pm29 views In episode 65 of Making Cents of Money, Financial Planner vs AI, we discuss the pros and cons of using Artificial Intelligence language model, ChatGPT, to answer financial planning questions with the help of Donovan Sanchez, CFP®. Banking Locations Near Each University Jun 14, 2023 9:30 am332 views Looking for a financial institution on campus? Explore our Google Map for locations on or close to each campus in the University of Illinois System. Tax Filing 101: Forms & Facts You Need to Know Mar 10, 2023 5:00 pm673 views As we get closer to the tax filing deadline for the United States, it is important to knwo the intricacies and important forms for filing taxes. Memes & Money: What are the Facts? - Get Savvy Webinar Recording Jan 25, 2023 1:00 pm0 views Learn about money memes, digital assets, and more by watching this webinar recording from January 25, 2023. Podcast: Wealth Building as a Balancing Act Jan 19, 2023 12:00 pm49 views In episode 55 of Making Cents of Money, Donovan Sanchez from University of Illinois' Financial Planning program talks about wealth building as a balancing act. Spend Less, Travel More - Get Savvy Webinar Recording Dec 7, 2022 1:00 pm4 views Learn about how to spend less to travel more by watching this webinar recording from December 7, 2022. Gratitude & Personal Finances Nov 18, 2022 3:45 pm107 views There are so many things to be grateful for in this life. As we go into the holiday season, in this article we will discuss about how gratitude impacts our finances. Inflation: When Prices Rise - Get Savvy Webinar Recording Sep 28, 2022 1:00 pm12 views Learn about how inflation impacts individual consumers by watching this webinar recording from September 28 2022. Shrinkflation Sep 19, 2022 4:15 pm452 views As we get ready for our first Get Savvy webinar of fall 2022, Inflation: When Prices Rise, we wanted to share a little bit about shrinkflation - what it is and how to cope with it as a consumer. Podcast: The Community Reinvestment Act Aug 17, 2022 12:00 pm20 views In episode 47 of Making Cents of Money, Chasse Rehwinkel joined Nikki & Andrea to discuss the Community Reinvestment Act and how it is intended to support economic equality. Podcast: Selling a Home Jul 20, 2022 12:00 pm19 views In episode 45 of Making Cents of Money, Andrea and Nikki discuss many aspects of selling a home so you can make more informed choices when it comes time to sell your own home. Podcast: Shopping for Appliances Jul 8, 2022 12:00 pm15 views In episode 44 of Making Cents of Money, Nikki and Andrea talk about shopping for appliances, and they've focused on times when it may be a surprise shopping need! Student Loan Repayment - Get Savvy Webinar Recording May 18, 2022 1:00 pm0 views Learn about managing student loan repayment once it restarts and the limited time PSLF waiver by watching this webinar recording from May 18, 2022. Financial Literacy Around the World Apr 15, 2022 5:45 pm15822 views Financial education influences financial literacy and financial well-being around the world. This article highlights some statistics on financial literacy around the world, financial inclusion as well as financial resilience. Podcast: Mortgages Apr 14, 2022 12:00 pm24 views In episode 38 of Making Cents of Money, Renting!, Andrea, Jake, and Nikki interview IDFPR's Anti-Predatory Lending Database Director, Kari Beyer, about the ins and outs of mortgages. Buying vs Renting a Home - Get Savvy Webinar Recording Apr 13, 2022 1:00 pm5 views Explore the differences between renting & buying and what to consider when deciding what's best for your situation by watching this webinar recording from April 13, 2022. Podcast: Renting! Mar 30, 2022 12:00 pm17 views In episode 37 of Making Cents of Money, Renting!, Andrea, Jake, and Nikki discuss the basic steps and what to watch for when renting a place to live. Podcast: Buying a Home! Mar 16, 2022 12:00 pm32 views In episode 36 of Making Cents of Money, Buying a Home!, Andrea, Jake, and Nikki explain terminology, tools, and the basics steps of buying a home. Podcast: Employment Feb 23, 2022 12:00 pm22 views In episode 35 of Making Cents of Money, Employment, Andrea, Jake, and Nikki continue the podcast series on economic indicators by discussing metrics related to employment.