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  • Adoption of mobile payment shifts consumer spending patterns, habits

    Photo of Yuqian Xu, a professor of business administration at the Gies College of Business at Illinois.

    Paying for goods with a smartphone not only increases the overall transaction amount and frequency of purchases by consumers, it also effectively replaces the actual, physical credit cards in their wallets, said Yuqian Xu, a professor of business administration at the Gies College of Business at Illinois.

    Photo by L. Brian Stauffer

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  • Editor’s notes: To contact Yuqian Xu, call 217-300-6348; email yuqian@illinois.edu.

    The paper “The impact of mobile payment channel on consumer consumption: Evidence from Alipay” is available online.

    DOI: 10.2139/ssrn.3270523